5 of Pentacles

The 5 of Pentacles Minor Arcana card is an image of destitution, lack and financial difficulty.

The upright Five of Pentacles Tarot card typically comes up in Tarot readings when you have recently suffered a major financial hit or are generally struggling and facing financial difficulties, scarcity and lack. The lack of financial security you are experiencing is likely to have a negative and hurtful impact on everything fro your sense of self-confidence to your relationships with the people around you. Your financial failure may embarrass you and cause you to recoil from the people or institutions that might be able to extend the helping hand you need to get back on your feet.

When the Five of Pentacles Tarot card appears in its reversed position, its meaning instantly becomes more hopeful and promising. When reversed, the Five of Pentacles can indicate that you are making a slow but sure recovery in the wake of a financial crisis. You may, for example, finally have secured a new job or have gained control over your spiralling credit card debt. Whatever has helped you turn your circumstances around, you are on the mend, financially speaking, and you are beginning to feel more optimistic and hopeful about the future.

What the Pentacles mean in Tarot

The Tarot’s Minor Arcana consists of four suits, each representing one of the four elements.. The suit of Wands represents fire, the suit of Cups water, the suit of Swords air, and finally, the suit of Pentacles represents earth.

Out of the four elements, earth is by far the most tangible and solid. Earth is associated, stability, foundation and all of the concrete areas of life. The suit of Pentacles deals with our physical health, our homes and work environments, and not least, our money and financial wellbeing. It is interesting to note that the Pentacle symbol is literally a coin.

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Numerology number 5 in the Tarot deck

According to numerology, the number 5 stands for personal freedom and progress, as well as balance between the material and spiritual realms. The numerological significance of the number 5 makes perfect sense in relation to the 5 of Pentacles, which is all about overcoming inner limitations and biases in order to embrace and welcome more abundance.

Five of Pentacles Tarot card description

The two figures

The Five of Pentacles shows two destitute figures walking through a dark, snow-covered city street. They are bent and hunched over against the icy wind blowing in their faces. Both are dressed in rags, indicating that they are either homeless, or at the very least experiencing difficult times when it comes to money. One character is using crutches, as his leg appears to be injured.

The window and the pentacles

The only source of light and hope is the brightly lit church window set in the wall of the church that the two characters are walking past. Neither character appears to notice the warm glow radiating from behind the stained glass.

The window features a design of five golden pentacles. The presence of the pentacles indicates that hope, help, and money-making ideas and opportunities are present, even in this difficult moment. The two characters simply need to explore their options and the a closer look at their surroundings.

Five of Pentacles Tarot card meanings

When the Five of Pentacles Tarot card comes up in a Tarot reading, its meaning is generally negative, as it indicates you are struggling and feeling destitute. On a positive note, the card also indicates that a solution may be near at hand, and certainly that there is a way forward and through the financial difficulties you are experiencing .

Here are the key upright Five of Pentacles Tarot card meanings.

Scarcity mindset

The upright Five of Pentacles Tarot card often reveals that a big part of the obstacles and lack you are experiencing is due to the scarcity mindset you hold. Somewhere along the way, it appears that you have picked up a number of toxic and wrong beliefs about money. You may, for example, have come to believe that financial wealth is inherently unspiritual, or that you are not allowed to put a seizable price tag on creative ideas, products or services. In other words, poverty and lack have become habitual, a way of life.

The good news is that it is possible to reprogram a poverty mindset. The bad news is that it can be difficult to do, depending on how long the negative ideas have had time to take root.


Sometimes, the upright Five of Pentacles Tarot card can indicate isolation.

Just like the two desolate characters walking through the snow and icy wind while the light and warmth of the church is closed off to them, you may be feeling cut off from opportunities, abundance and other people.

The Five of Pentacles indicates that, despite your feeling of isolation, the light and warmth of kind-hearted souls are within reach. You may have to swallow your pride or push through your fear of rejection in order to reach out to a friend or any person who may help you feel less alone.

Financial loss

The Five of Pentacles Tarot card often appears in readings when your finances have just taken a serious hit. This could be due to a job loss, losing cash on a bad investment, unexpected bills or other unforeseen circumstances that deplete your finances.


The Five of Pentacles Tarot card indicates poverty and ongoing financial lack.

The upright card also reminds you that there are all sorts of resources, systems and charities in place that are designed to provide support, advice and a helping hand. Don’t be like the two characters in the card who are failing to notice that kindness and support aren’t far away.

Five of Pentacles reversed Tarot card meanings

When the reversed Five of Pentacles Tarot card comes up in readings, its rather negative meaning is turned on its head. Here are the primary reversed Five of Pentacles Tarot card meanings.

Healing a poverty mindset

The reversed Five of Pentacles suggests that you are taking matters into your hand and are empowering yourself to change your financial future.

Having identified that the story you have been repeating to yourself about wealth, abundance and your ability to make it may be keeping you in a state of lack, you are working on rewiring your mindset.

Recovering from financial loss

The reversed Five of Pentacles indicates making a recovery in the wake of a financial loss. A new job, a new attitude, a new opportunity, new sources of income or a helping hand at exactly the right time may be all that is needed for you to start turning your situation around.

A lack of faith

In some cases, the Five of Pentacles reversed can take the negative energies of the upright Tarot card to their extreme. If this is the case, you have lost all faith not only in yourself, but in the goodness and abundance that exists in the universe. You are feeling tired and fed up, and you might even find yourself wondering if life is worth living, if you cannot change your circumstances.

Once again, the five golden coins gleaming in the church window serve as reminders that you do not have to remain stuck in your current financial morass forever. If you look for them and seek them out, there are people, resources and encouragement aplenty in the world. Reach out to them, tap into them.

What the Five of Pentacles means in a love Tarot reading


Your love life is struggling, perhaps under the weight of financial worries that are eating into your relationship.

If you are single, the situation may be even worse. Your worries about lack of financial stability and opportunity may be causing you to recoil from even the possibility of romance.


You may finally be on the mend after a financial setback or period of instability. Romance might provide you with the hope and inspiration you need to keep bettering your circumstances.

On the other hand, the reversed card could also be a sign that there is definitively no space in your life for forming a romantic connection as monetary worries have crowded out everything else.

What the Five of Pentacles means in a career Tarot reading


You may be struggling to find a new job or to find clients for your existing business. Assignments are few and far between, and you are barely scraping by. You might be overlooking vital tools, resources or connections. Don’t suffer in silence. Confer with friends or with others in your field who may be able to give you some pointers.


You may have finally turned a corner and are beginning to claw your way back after a period of inactivity or joblessness. It is not easy, but you are dedicated to improving your stars.

Truly understanding 5 of Pentacles could mean the difference between great happiness and misery down the line. Find a psychic medium near you today, whether you’re in New York City, Chicago, Utah, Seattle in the US, or somewhere completely different, you can get the expert guidance you deserve. Don’t forget you can also get a psychic email reading at low cost, or try the best online psychic reading sites  such as Kasamba, Oranum, PsychicOz, Bitwine, Everclear Psychic and more.


Lucius Nothing

Lucius has been slinging tarot cards professionally since 2014. He’s taken the tarot to places most wouldn’t think of: His best-known patrons include Torture Garden, The Dark Circus Party, Handel & Hendrix, A Curious Invitation and The Candlelight Club, where he has been resident tarot reader for the past half-decade. His writing on divination, magic and creativity has been published in Sabbat Magazine and on Medium.


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